Price of being lazy = $20 08年3月11 7:49 PM


Argggggggg...my mum forgot her NTUC fairplus card pin and her card was retained by the ATM.
The cost to replace is freaking $20 !!! (maybe is normal now...i can only remember the last time my UOB card got retained was $5)

Arggggggg...very pissed with myself, not her nor the $20...is just that I already know all we need to do is just to download a form from the net and request for new pin, yet laziness falls in and so when she want to try I didn't stop her when I jolly well know when card get retained, you need to pay. STUPID ME!!!!!!!! Get very pissed with myself whenever such things happen (not abt card get retained but in things when I ALREADY KNOW yet didn't do the correct thing).

Shit man...........damn pissed. A small matter......but I am so angry with myself. Must be more high EQ.

Another thing that piss me off, NUS physics lab, S13, CSD lab technician......got attitude problem! This woman....crap lah...I want to test if my thumb drive can be read by those pcs in CSD 1...but they are having mid term test so I decide to try in CSD 2 (since same comp + configuration abt the same) ... the lecterer having a tutorial inside didn't mind me using the comp yet the technician just PLAIN LAZY dun wanna help me on the main switch for the comp and I cannot try! Ask me come back after CSD1 finish their lab test. HELLO! I went there at 12 plus...lab lock cannot use, then these few days got test... SOC 1 's lab cannot read my thumb drive and this is very important for my lab test on thursday! If you are just LAZY just say you are LAZY, don't give so many excuse and STOP your crap attitude. Getting on my nerve. Luckily there is this other guy there which is so much nicer + I don't want to disturb the class since the lecturer already so nice let me use the comp, so we didn't start a heaty argument.

BUT i must say......THAT LAB technician attitude SUCKS! (as I walk out I heard "this is none of my business" that sorta of words) ......what CRAP! Hey....here I am talking nicely to you....you bitch.

OK.....enough of complain...haha...typical Singaporean to complain n complain right. haha....but well....blog sometimes is a way of venting out anger.

Today abit low EQ, maybe becos over-stressed with work...boss want me to complete sth...when my schedule is so tight. Ai.........no choice...must pia but I manage to put it off for the week, next week must do alot of proj + work ...omg... what get sacrifice? Sleeping time!

Must cultivate higher EQ....back to study my test!

I wanna say something! 我有話說!

   A photo a week? 08年3月09 4:49 PM



Red Egg

Feel that i greatly under utilising my canon 400D + very sianz at revising...so I took out my cam to take some photos.

Is Da Bo Gong birthday today (i think is today) tats why we have red eggs at home. Seems like I like taking egg pics recently lol. Each time need abt 10-15 eggs...guess what? My mum cooked twice within 3-4days!

WHy? cos my dad get the dates wrong and she cooked 10-15 eggs before and we ate it on friday...now we got 10-15 eggs again today! Eggy eggy eggy!

Will try to post a blog with a photo every week...hee...can be anything...taken by any camera.

Decided not to do HYP...but take additional 3 x lvl 4000 modules instead, might be abit more Xiong...but then with this i can better pursue career opportunity presented to me.

However I still hope I do have chances for 2nd upper still...must study hard. Thats why i started revising GEK2507 already! although abit abit only.

Must get A A A A ............gam ba te!

I wanna say something! 我有話說!

   CS2102 cui 08年3月04 11:45 PM


OMg i cannot believe i cui my 2102 test..is not diffuclt..but i just cui my most confident test...omg i go read those procedure / trigger for what shit....shd just focus on group by...omg ..i can't believe i get such simple thing wrong!

Argg....wats wrong with me why so gan chiong with test....sth is wrong...somewhere.

I wanna say something! 我有話說!

   Please help me with survey! 08年3月02 6:52 PM


Any local or foreigner who will be staying in SG for half a year or more please help me with this survey for my project:

http://digiet.net/limesurvey/index.php?sid=33844&lang=en

Thanks alot! ^_^

I wanna say something! 我有話說!

   原來我一點都不重要 08年2月29 11:41 PM


9年的朋友﹐10年的緣份。。。

9年來我都很重視﹐非常珍惜這非比尋常的友誼。。。不過今天....

生氣。。。 說不出的難過 。。。 傷心

結果或許我還是會很不爭氣的。。。還是不顧三七二十一的。。。去。。。
不過或許我想去。。。都不知道什麼時候去!

或許﹐在某些東西我真的很執著。。。很傻

結果到底是為了什麼? 我也不知道。。。

I wanna say something! 我有話說!

   My butt is STUCK to my chair! 08年2月25 06:43 AM


Morning guys, yes...is morning! Time report 6.43 AM!

Was rushing work for my boss.................then after that rush my sch work which is due today 12 noon! OMG...hahaha...but submitted le..great can go sleep till late late (but i think my HP will ring...normally first day LIVE sth ... boss high chances of calling.....hope everything went well not calls lah...haha then i can rest properly)

Coming week still got work + projects to do.......lol..........busy busy busy.

Share with you all a song by Rihanna:

Artist: Rihanna featuring Jay-Z
Album : Good Girl Gone Bad
Song: Cry

Lyrics :

I’m not the type to get my heart broken
I’m not the type to get upset and cry
Coz I never leave my heart open
Never hurts me to say goodbye
Relationships don’t get deep to me
Never get the whole in love thing
If someone could say love me truly
But at the time it didn’t mean a thing

Prehook:
My mind is gone
I’m spinnin’ around
And deep inside
My tears I’ll drown
I’m losing grip
What’s happening?
I stray from love
This is how I feel

Chorus:
This time was different
Felt like I was just a victim
And they cut me like a knife
When you walked out of my life
Now I’m in this condition
And I’ve got all the symptoms
Of a girl with a broken heart
But no matter what you’ll never see me cry

Did it happen when we first kissed?
coz its hurting me to let it go
maybe coz we spent so much time
and I know that it’s no more
I should have never let u hold me baby
Maybe why I’m so sad to see us apart
I didn’t give it to u on purpose
Gotta figure out how u stole my heart

Prehook:
My mind is gone
I’m spinnin’ around
And deep inside
My tears I’ll drown
I’m losing grip
What’s happening?
I stray from love
This is how I feel

Chorus:
This time was different
Felt like I was just a victim
And they cut me like a knife
When you walked out of my life
Now I’m in this condition
And I’ve got all the symptoms
Of a girl with a broken heart
But no matter what you’ll never see me cry

How did I get here with you?
I’ll never know
I never meant to let it get so personal
And after all I tried to do
To stay away from love with you
I’m broken-hearted
I can’t let you know
And I Won’t Let It Show
You won’t see me cry

Chorus x3:
This time was different
Felt like I was just a victim
And they cut me like a knife
When you walked out of my life
Now I’m in this condition
And I’ve got all the symptoms
Of a girl with a broken heart
But no matter what you’ll never see me cry

Now I’m in this condition
And I’ve got all the symptoms
Of a girl with a broken heart
But no matter what you’ll never see me cry

All my life


Like this song...wahahha.............i tink it fits best with a walk in the rain!

Time to Zzzzzzzzzzzzzzzzzzzzz ....yawnzzzzzzzzzzz

I wanna say something! 我有話說!

    Busy is good or bad? LOL 08年2月18 12:04 AM

While I chose frens over alot of things.......there are times i doubt myself. But then again.....if such decision is least impactful probably thats worth the sacrificing.

I been rather busy lately...some may think I am free...but i can only say I am not...in fact i slept 5hrs - 4hrs - 5hrs only from wed to friday. But I am not complaining...I just do what i think I believe and work towards what I want to achieve.

But rest assure...I do my projs n sch work as usual since I want to pull cap, want to be in dean's list for at least one time!

These 2 weeks ulti busy.

Work flushing in......thurs to sunday must pia work, go fencing, go nes....

Next week pia sch work ... prepare for mid terms + work...

Challenge myself to do it yet still able to sleep 6hrs a day. Hee

Tonight meeting Mr Wen Hui ... a bit gan chiong but must overcome and make today my opportunity!

I wanna say something! 我有話說!


    怎麼辦? 08年2月11 11:43 PM

Wanted to blog...wanted to talk to someone...but then each time i just dun see how I can blog...dun see how I can talk to pple....

Anyway .... recently ... I come to realise sth ...

我曾經很想很想學電單車。。。後來因為某些原因和人﹐我放棄了。

最近那慾望又回來了。。。雖然我努力的不去承認﹐ 可是結果我還是逃不了。

以前我覺得﹐只是想學﹐學了之後﹐不會去騎﹐ 可惜我發現原來我錯了。 我現在才了解到並沒有我想象中簡單。 往往會覺得只要這樣就夠﹐ 就心滿意足﹐ 以後不去想。。。結果是更不知道怎麼辦。

我知道如果我去爭取﹐就可以得到我想要的。。。可是我很怕會傷害到身邊的人。 到底我是可以快樂的騎著sport bike 奔馳﹐ 還是會讓身邊的人傷心。。。我真的一點保握都沒有。

我想過放棄﹐ 可是我又不知道我會不會後悔。。。萬一真的OK, 或許我和sport bike 都可以沒事? 可是我又怕讓身邊的人難過。。。真是好難選擇阿。

感覺自己好自私......應該多想想身邊的人。

或許這些文字一點意義也沒有。。。但是在看的你明白我心裡在想什麼嗎?

莫明其妙的一天﹐ 寫了莫明其妙的東西。。。哈哈哈

I wanna say something! 我有話說!

    Chinese New Year 08年2月04 12:58 PM

First all all, Happy Chinese New Year to all.

For the past 23 years, CNY is something we kids look forward to, why? Cos I get to have new clothing, new shoes, more $$ and get to eat bah kwa.

Have you...ever wonder what CNY means for adult?

CNY means a big hole in pocket! No doubt some do get bonus, but those that doesn't and yet still have to give ang pao is very siong!

This year...CNY is very different for me, I need to count how much $$ is enough for my parents to bao ang bao, how much to give grandparents.....no NEW clothing for anyone.....I have some new / pretty new from HK so am pretty ok, wonder what the rest gonna wear?

Not much bai nian to my relative.....and is actually a good thing, save ang bao $$.

Thats a CNY for adult I guess...CNY means I have to meet all my relative...dun wan to ........... human are weird being..... people who don't help, we say they are cruel ... no kinship. People who helped us, I dunno how to face them.

Anyway...1 week ago, I am still very grunchy and stuff...now I forsee myself to be working during CNY, other than that...still hope this is a happy chinese new year non the less, currently less unhappiness, less grunchy, more confident more hope.

Two very nice meaning I learnt :

IMPOSSILE = I - M - POSSIBLE

so everytime when you say impossible........think again :)

Focus also means:

Follow
On
Course
Until
Success

Back to my work.....must work more, earn back all the ang bao $$ ...... lol.................. new clothing? I got 2........but I feel like wearing another one........lol.....the long grey jacket.....mmm..dunno wear what lol

One thing i did last nite amaze me......my fren have some family problem, actually I think is not a very big issue...not to be worried too much. (paiseh ar...with my situation.....many things in my eyes become not so big an issue).

But anyway I hold back such thinking.......hold back any hatred for a being call "Dad".....listen to my fren...and give advise with a clear mind. What so amazing is......I can still ask him show concern for his dad.......mm.....seriously speaking...i never though such things would come out of my mouth right now..lol

Recently I like reading books......I want RICH DAD POOR DAD whole series of books.......waahhahaha.......want to be rich? First you have to think like the RICH! (I am not mad over being poor...lol.......I just very motivated lol)

I don't need to be RICH...I just want to do all the things I want ....... but then face the fact, to do all these, $$ is sth cannot be missing.

$$ is not the most important thing on earth, but......it is essential for you to do that most important thing at many times!

WORK WORK WORK.....EARN EARN EARN ....and $$ $$ $$ lol.............I WANT TO EARN ALL THE $$ IN THE WORLD!

WHAT IS IN YOUR POCKET / BANK NOW...IS ALL MINE in time to come...wahahahhahahha

I wanna say something! 我有話說!


    A very differnt 2 days of my life 08年1月31 02:53 PM

Is quite late now and I have to wake up 8plus tomorrow morning. But I feel like sharing some feelings I have these 2 days.

For the past 2 days, its been very different to me........as i step out....

1. I did something regarding my family issues.....
2. I started learning fencing
3. I attended a cashflow workshop.

For 1..I shall not talk much abt it..is rather sensitive.

For 2, finally i get out of my comfort zone and take up a sports again......so far my knee seems able to cope with it. And yeah...the feeling of sparring is good.

Fencing is not so much abt strength, is speed and tactics and reaction. I still fence the brute force way yesterday, but will try to cultivate myself to be a more tactical + reaction player and not just a bull ...... who just charge aimlessly.

3. I attended a cashflow workshop today, at first I am still abit sianz..with why did I agreed to go ...... but onw i am rather happy i went and....happy that I am willing to pay the this price......what price? Everything you do ...takes a price......to succeed it requires a price too...newton's law :)

So for me.......to have a slight change in mindset + learned sth ....all the price i have paid is $8 + few hrs of my time. Of cos...I am not saying I am free ...but then I been very not motivated recently...
I am surprised to see how pple there are full of motivation and life, I like such environment.....very good...as I am a responsive gal....and in such environment I can be who I am ..... be responsive.

2ndly, I realised I am too self -conceited......I lack self confidence at times, but getting out of the rat race with the e-cashflow, I tot I mastered e game, but I failed to get out of the rat race today within 60mins. Why? Cos I am too rush.....I shdn't go for big deal straight.

3rdly, I get a chance to meet, listen and chat with enterprenaurs.....+ recently I am reading a book. I understand that my previous concept of getting financial freedom (by saving + investing), is kind of getting rich by being cheap.......which is not good...cos I might end up rich yet still cheap. I admit....I am livign cheap.......not that I beg for food or what, cheap as in i try to save here and there, this is what is reuqired now becos of my family situation.........but definately not the way to achieve what I want i guess.

So back to the qns then...how shall I achieve financial freedom? I dunno yet.....but I understnad that my previous thinking got flaw...it is still possible...and I believe I won't be living cheap after i achieve my financial freedom but it does means I have to leave cheap or rather restrain my living standard for at least 10 to 20yrs.

I still believe in my idea, but I think and believed I should open up to more ideas.

WHat i did that was very wrong is......I though i learnt quite enough.....and found a good idea and cut off from the track and things people say.......I do alot of thinking and planning at times.....I think far.......so sometimes I feel what they trying to share are just what I have already know / done......or even feel I have more experience......in certain area.

But what i realise toda, i been a little too self conceited in terms of financial IQ area......I am still green n new......shouldn't pass judgement on pple so fast yet.

Enjoyed my chat session with Miss Mai and Mr Chia (or issit Tan) ops..lol......anyway I didn't ask what they weere doing now ......maybe when i got chance I should....having a dinner session with miss mai coming friday.

I tot I have changed in my thinking..and I no longer think like a poor.......but Im wrong.......i realised I am still thinking in that box box.......maybe I am not thinking like a poor anymore, but i guess I am thinking like a middle class or sth so............

Alot to ponder......lol....I decide to go on 2nd cashflow workshop too.......aim to get out of rat race :)

What is the price you guys are willing to pay to get financial freedom / rich ?

3++++...i shd sleep le..tml got 2 lab + fencing......., tue to thurs is totally no time for work, friday, sat n sun and mon must try my best to work more + do sch work.

Ohya..I realise one thing.......I can read a book in 2 weeks without spending much extra time. How? By reading while waiting for bus/ people.........mm.........wow I can finish 12 books in a yr if i do that! But not enough good books to read.......recent half yr, i finished 3 books :
Rich Dad Poor Dad, 80/20 way of living and I think will be finishing the current one I am reading.....another book by Robert T. Kiyosaki, mm......all these 3 are nice books.......but one thing, all are lent to me by others..those i borrwed from library i am rather uninterested >< mmm...lolol

I wanna say something! 我有話說!


    <<我吃不起苦>> 08年1月25 21:17 PM


<<我吃不起苦>>

走不出 沒有路
看不見 那幸福
失去了一切 丟不掉包袱
痛苦是帶不走的

天空 疑云密布
心中 翻騰起伏
經濟在動搖 前途是茫茫
此地會是我 痛哭流涕處

漂不過海 我吃不起苦
相信天有絕人之路
現實有詛咒 夢里有痛苦
無緣同舟 風雨單渡

頂著生活困苦 眼前是迷途
只能讓那憎恨困住
日子很坎坷 命運是多苦
只能久旱等干枯

改編from <<我吃得起苦>>

I wanna say something! 我有話說!

    Yeah! Into top 5 for travel blog competition 08年1月18 20:07 PM

Yeah, just received a message that I get into top 5 for travel blog competition, and will be posted for public voting.

Dear fellow NUS mates, PLEASE vote for me at central forum before coming wednesday (not sure if wed still can vote ^^|) , the travel mania is held at central forum from 10am to 6.30pm.

My next trip is dependent on your precious VOTE! so please vote for me and my Yun Nan travel blog!

Hee...thankx you all for supporting!

So happy to know I made it into top 5...hahaa.......yeah! so happy that I too excited to sleep...wahahahha

I wanna say something! 我有話說!

    I am a virus! 08年1月18 20:07 PM

Last nite I noticed something very funny --> there is a virus of my name : W32 / Suqin!!!!

See here:
http://vil.nai.com/vil/content/v_107698.htm

Hahaha...abit shock lor...ahaha....but well u guys out there better becareful of my virus! hahaa

CS2102 team member like abit not stable...ai...hahhaa..funny....hope will stable lah, hope this sem results will be A and A- nia....need to pull cap man!

This new year resolution:
CS2102, CS3254, GEK2507 => A
CS4253 => A-

Very ambitious i know...hahaha...but is possible, hopefully i dun fall into tricky qns and no foul mood or disturbance during test and exam period.

Next tuesday going for a teaching talk (gotta skip my CS2102 lesson lol) + overseas internship talk (ar...cannot go for 1st fencing lesson >< ).

Very nervous and looking forward to teaching the freshies...haha...hope i get 1102x lab + hope i can do all the labs lah. haha (next sem then teach 1101 lor..hee)

Hope the internship allows me to go even after i graduate...i know not a very good decision for my family...but i guess by then situation should be better? I really wish to go out again....haha...will take that as my graduate trip if possible.......mmm.....hopefull won't be too lonely shd i go alone to a western country. Human is contridicting...I find myself not very used to western culture yet I hope to stay in western countries for a period of time. I want to try a different environment ... hopefully I am able to fulfill this dream. haha

Everyone should always step outside ... this is what i believed. I might work for few years and quit...go taiwan stay for a month or 2...then come back and work few years.....hahaha...this shall continue until i am rich enough to go there once in while.

Most perfect dream : Own a house in these 3 places: Singapore, Hong Kong and Taiwan.....hahaha...day dreaming right? Nvm.....work hard and who knows what is behold in the future?

Thinking of saving for the future possible internship $$ i got more motivation to work again......hahaha

I wanna say something! 我有話說!


    人生如戲 08年1月13 10:28 PM

很久沒有用中文寫blog 了。。。和朋友在msn聊天。。。突然想起一些事。。。哈哈。。。發現我的人生真的越來越像一場戲。

以前。。。我總希望過得不平凡一點。。。現在覺得。。。確實有些不平凡﹐ 象戲了。。。可是我卻也比以前不開心? 其實也不是不開心。。。有些事還是值得開心和珍惜的﹐ 只是煩惱多了一些。 有時我們看戲會覺得裡面的人很笨﹐ 就這樣做那樣做不就得了。。。可是其實他們演的很真﹐ 現實的生活裡面。。。人真的有很多東西不能做。

知道和做。。。往往不能一致﹐ 因為要考慮身邊的人和事﹐ 希望一切有一個圓滿的結局﹐ 如戲裡面的情節一樣。 哈哈哈

希望我能順利4年內唸完大學﹐ 順利考到2nd upper honor, 之後可以去台灣住一個月﹐ 才回來工作。

這一個月﹐我只想過我要的生活﹐ 只要開心﹐ 不要煩惱﹐ 要做什麼就做﹐ 要吃什麼就吃﹐ 不要有限制﹐不要有約束。 哈哈 。。。

明天就要開學了。。。怎麼我覺得好像過了人生的好幾年似的。。。感覺很多事情發生﹐ 也覺得好像時間過很快。 我開始有些迷失了吧。。。哈哈。。要找回那任性和拼命的自己。。。最近總提不起勁做事。

I wanna say something! 我有話說!


    Become 'chilli crab' 08年1月07 12:31 AM

First blog of the year! Been relaxing and resting for these 2 days...cos finally i dun need to do proj after work ...for the moment... until I meet my prof on wed. Still cannot decide which HYP to do...very indecisive..but guess i committing to one soon.

Today went to NUS for tennis with bro n sis...fun, haven been excersing..so take this chance to. We all got sun burnt lah (play at 12noon wo! we muz be mad)....now my face...so red...like chilli crab liao! So tired..i KO-ing soon.....happy to eat together at KFC...sometimes eating outside is good...cos all not stuck to cpu n anime..we can chat..n communicate properly. hee
A happy day ^_^

Today just get to know my fren got car from company...wah...what achievement....feel so little for myself..haha...like we all same age..i see what all my frens are achieving...feel i have nothing big achieved...felt so..........dunno how to say.

But anyway glad for my friend...see pple are sheng cang bu lou....i tihnk my click guys all very stress..gals are all rather achieving (except me maybe) ...hhaa..wonder who in our click will turn out to be ulti successful and earn our own first million? I believe one or more of us will become a millionaire someday ... hee

My hosting contract up soon...shd be moving to lester's hosting soon..back to a local host :)

$$$$$$$ ... come come my pay ^_^

Hope i can finish my work by january! alot of it man...gam ba te! $$ earning time!

I wanna say something! 我有話說!


    Finally finished my travel blog for Yun Nan 07年12月30 9:33 PM

Finally I have finished my travel blog for Yun Nan for travel blog competition.

Immerse in the Nature of Yun Nan

Currently need to rush my system report. Hope I can finish it by tonight before I go to sleep.

Glad that the xmas celebration at my house was fun, except it ends off abit weird at first but then the iris session came in and was pretty ok^^ Man...I am so unhealthy...

The diagonsis was:
My lung is OMG ...cmi
My kidney, my colon and etc are all CMI !

But since I don't like eating pills or those processed suppliment...I can only help to improve my health by eating more fruits. However...I can't stop myself from yummy yummy fried chicken wing cooked by my mum. LOL

Recently just got my result...ai....CS3214 is only B+ although sorta an expected grade...but then....still I just can't help but feel disappointed for not getting an A range grade...for most of the projects i did in sch...normally it ends well ... like my poly FYP...i guess this is the worse ending that I ever get....for big project...no dinner celebration etc...just nothing to celebrate for.

Overall my cap dropped but I guess I shd be glad that I am still on the 4 line.....ai...but I have come to a stage that 1 B can cause me to drop beyond the line. Ai...such stress....

Should I do HYP or not >< OMG...so hard to decide.... so afraid that I might made a wrong decision that cause me my 2nd upper. Not that I will definately get but if ... whatever decision I made for HYP ... do or dun do, determines what honors I get...I will regret if I lose my 2nd upper because of it man...Is like a decision that determines whether your 4 years of hardwork will go to drain or pay off....omg.

Anyway ... back to rush my report. Why am I so busy even in school holiday! I just want to lead a normal student life at times.....

I wanna say something! 我有話說!


    Living the 80/20 way 07年12月20 12:52 AM

Recent been reading a book -> Living the 80/20 way. It talks about doing things with 20% effort but get 80% return. Is not about being lazy but rather about concentrating...less is more.

The traditional thinking is more with more, however in this world what you put in does not means what u rip. Rather is more about efficient and ideas. I agree to a certain extend but some of the things is just now so easy to do it I think, but what amaze me is it actually talk about the same idea of how to get rich (or rather, financial freedom) by doing investment....the 10% things..and the cumulation of interest etc...how big the amount can get. I used to doubt if my thinking will work...since...now my mutual fund is now at a unrealized loss...however now i have more confident in it.

I used to think if its so easy why everyone is still not a millionaire, still slogging after so many years of working. Most of the people will nod their heart say yes agree but never take any actions. So happy that my thinking is actually same as the book...feel so happy.

Took part in a travel blog compeition, need to complete my travel blog before 31st + the URS project - Narss's system report and user manual must be done by the same day too! omg...but i believe can be done..as long as i spend my weekend on these hee :)

In 7 more days ... result will be released soon...mmm....hope the power of moderation will work. Hope i can still maintain a cap at 4 or above...stress...lol..but not really thinking abt it lah....haha. One thing in the book that i was reading also says, if there is something that you are worried about and yet there is no action that can be done to salvage / prevent it, then throw that worry away. Stop worrying about it since it does not help anything but just stress you yourseulf. This is a very good point but human is a natural worry being...so we need to remove those worries in mind consciously.

On my way back from work, I pass by a branch of those charity org....and they are selling stuff...i guess those are donated stuff. Believed nothing good lah...and mostly used i guess, but since i am waiting for my bus, i might as well take a look..guess what? I found celestial zone notepad!!! 2 somemore..and only for $1 .... weee...looks original to me..haha...and new! weeee so happy now a bit regret i board the bus in a hurry..i shd stay and wait for the guy to find more....man...i would grab all if he can find more..haha

hope monday i go work still have .. mm..hahaha keeping finger crossed!

Continue to do my tour diary..tata...very tired...maybe i go sleep

I wanna say something! 我有話說!


    theGanG Merry X'mas 2007 07年12月13 12:52 AM

Activities for the theGanG Merry X'mas 2007:
1. Start at 5pm
2. Dinner while playing Deal Or No Deal. (Dinner provided with help from Dearest MUM^^)
3. Auction
4. Taboo! (split 2 teams, maybe Gals VS Guys)
5. Lucky Draw

The top prize of the day is 3D2N HK tour for 2!!! ... hhaa...you wish! Top prize is...mm....no prize...hahaa....kidding, come and you will find out lah.
Hee no worries this year no toilet paper...but we have....heheheee

Date: 25th Dec 2007
Venue: Qin's house
Time: 5pm

Entry fee: $5 (paiseh ... Suqin is Poor...sob sob) =============================================================

I planned trip before...planned outing before...didn't realise planning an event for just 9 person also take quite a bit of effort. Jeremy u is best...haha..planned so many liao...hhahaha

Am planning Xmas celebration for theGanG...spend quite a lot of time n effort...hee...hope that day will turn out fun.

I wanna say something! 我有話說!


    PHP group session 07年12月13 12:52 AM

Today went for PHP group session, is enriching i think...and get to hear person from microsoft speak and also lester talking about wordpress ^_^ Think i should switch to wordpress le...so many functions to use..hahaha

Know alot more about microsoft...I think we all should visit here more : http://dev.live.com/

I think going to this php group thingy is a good way to widen your network and at the same time keep urself updated and also learn new things. Bosses out there...here is a good place to source for PHP programmer...i feel amatuer in there..haha

Last nite dream of weird thingy...i dream of sneaking into a place in sch i think ... to look at a system's coding...somemore part of it is coded by me...then it so happen the professor walked in and we got caught...then is infindge of information etc....quite serious can get jailed.

So my prof...it so happen is prof lee in my dream brought me and my friend to meet those involved...(those whom will charge us for seeing their "secret formula") ... at first the mood was a very tense one...then it turn out the person is Rainie!!! And then i asked her and she says no worries is ok....yeah! meaning she wont charge us ... then we even take photos together and chatted...etc. Weird dream isn't it? hahahaha

Recently been planning Christmas program ... for theGanG.

- Door gift more or less settled.
- Food => Bee Hoon + hot dog + fish ball and fried chicken will be provided
- Syrup fruit punch will be served
- Games have 3:
1. Deal or no Deal (may or may not play...i haven think properly)
2. Taboo (split into 2 teams)
3. Auctions (yeah lets buy toilet paper! haha...)

Start coming in at 5pm! Report your attendance please :)

So far we have gifts and prize with complement from:
- ET
- NUS
- Microsoft
- haha..dunno le..too sleepy to type liao..go kun...

Tired..sleeping..nite nite..tml work!

I wanna say something! 我有話說!


    Rainie + more 07年12月04 12:57 AM


Went out to take photo of Rainie on sunday.

If you ask am I a fan of Rainie, my answer is nope....I am there is more for taking photo than because of Rainie. Okay...before any fan blow up at this, I quite like her too, also listen to her songs...but just not to that extend to let me go crazy all over her.

Twins:

That day my mum was cooking and guess what? A double egg yolk from 1 egg! :

Today i went to school to meet the clients for my school project, was joking it with my mum, "I am having lunch with doctors" ... LOL

Anyway tkx Dr Hsu for treating me to a nice lunch...to my surprise there is even shark fin ... kind of weird to appear there. hee. Nonetheless i still enjoyed it alot.

Spent quite alot of time talking about the system as well...wooo...alot of things to do for it, but am getting excited as I feel as if I am challenging the WHONET system! (WHO = World Health Organisation) omg...hahaa...achievement to me i guess..if project turn out well. hahaa

On the side note...my prof seems to protect me quite well without me knowing...hee tkx prof lee...^_^

You know...one always never realise how blessed you are. I feel blessed...heee.

But for now...back to my revision for my FNA exam on thursday!

I wanna say something! 我有話說!

    New Washing Machine, Prank call 07年11月29 8:45 PM


Just got a new washing machine today...cos the old one which we been using for more than 10yrs spoilt.

Was lunching with my mum yesterday and dunno how, but somehow I ended up buying a washing machine for my family. I know something is wrong with the washing machine at home, so i told my mum jokingly that if she wanna buy the washing machine, I will pay for it. Although i said it jokingly, i meant it too :) Abit shock for spending $479 suddenly...Anyway but I am very happy when i see my mum can use new washing machine dispite i have issues with i think i gotta touch my loan soon ... in next semester i guess >< Nevermind i shall work and earn back the $$.

Anyway...why i am blogging now? Cos i damn angry with that man lah...what does he has the right to critize my washing machine >< And how dare he say wanna cut the tube...! use ur brain! this thing is under warranty ok...and is here for less than 1 day ... if u do something stupid like this, anything wrong they might not change for us ok. USE YOUR FREAKING BRAIN!

To hell with man and your ego...you dun even have the $$ to buy a washing machine, so SHUT UP and don't talk so much trying to act like u know alot.

Argg....getting from bad to worse..nowadays whatever he say or do...most of the time will agitate me...angry....angry...hate him to ask my mum serve him drink or whatever shit...hate him to take the food which is meant for us to feed his fish....arg....HATE HATE HATE.

Accumulated Hatred...need hatred management >< At this rate...there won't be love left...what is left is hatred...despite i try to talk to him when i dun really feel like. Still feel the unhealthyness in this ... but well for now...this is a test to my EQ...as long as I don't show it or be too obivious ... i think is ok for the time being until i have better idea how to handle things properly....high EQ high EQ.

Another thing is ... i realise my parents been treating me very nice...I understand why but I think is ok to treat me abit more normal? Same as my siblings? ... E.g. Banana is for everyone...dun need to say buy just for me cos i got indigestion...same goes with ice cream...makes me feel abit awkward...despite i admit i am happy about it...but i prefer to be treated just like any of sister n brothers heee....But still appreciate the tot ... tkx for everything.

Ohya...this afternoon, while my mum is happily waiting for the call abt the delivery of the washing machine, she picked one call from those cheaters...with a guy crying for help over the phone abt being beaten up and is my mum's son, this scared my mum. Due to issue of my family...she truely believed her son was beaten up and she literally break down. OMG...first time i saw my mum break down just like that...rather sudden and easy. Luckily my sis handled it well, that was a fraud...they can't even name my brother's name. While i trying to console my mum and assure her my brothers are fine. SO i called them immediately...but my 2nd brother didn't pick up. However we believe is those call trying to cheat $$...so console my mum. However i realise one thing...depite always being nonchalent about my siblings...i am actually quite worried. ALthough i assure my mum that that call is fake...until my 2nd brother call back i am feeling rather uneasy and worried. Glad both brothers are fine :) Although the call is fake but it somehow make me realise how fragile my mum is and how cool minded my sis is (finally feel she is like an elder sis :) ) and how concern I am over my siblings...haha...not so cold blooded after all. I deeply Tkx god for everyone to turn out safe n sound.

Back to my work...must earn back my $479 :)

I wanna say something! 我有話說!

    Sunken into despair? ... not yet! 07年11月24 6:23 PM


Today, i just have my OS exam...and I think i flung it badly...wasted my effort for the whole semester trying to keep consistent at my work. Why i know i flung badly? I didn't really study or focus at studying it at all in the past 2 days. Eventhough i know i dun have enough time for revision, i am still slacking. Reason? Unknown...did i gave up hope on 2nd upper because I think 3214 will cui my cap badly? Or did I get too obesses with Saiunkoku Monogatari (anime) ?

Whatever the reason, is my own do-ing and I shall be responsible for it. For now I still have one paper waiting for me, on the 6th dec. I shall enjoy myself for the day and work hard for my project work and work for the next few days and start to get into study momentum again by 1st dec.

3214 may or may not be cui...i still hold a bit of hope for it, OS cui-ed, so I shall pull things back abit by FNA. Whether i get 2nd upper or not, I should always give my best at exam...and not use it as a reason to slack. Slap myself for it...Wake up!

As for 3214, was true i am damn disappointed on the day of submission, but while practising for demo i see hope, dun feel so cui....then feel cui-ed again at demo. hahaha....however, no matter what i said, actually deep down i blame myself.

I blame myself for my poor insight, more of all .... I told myself when i came back from hk, I for now onwards, I will not depend on strong people to do project, I shall lead and bring my team to A...I failed to do so. Why? Because i am not strong enough to lead, not brave enough to assume responsiblilty of leading. Not good enough to outspeak those with strong mind. I am still weak in certain aspect and I need more training, getting out like that, I will always be a follower but never a leader. Have I hold back too much? The line between being dominant and a leader is too thin that I always dun wanna touch.

Not that i want to lead, i just want to have more achievement, as I fulfilled my wish of living oversea for half a year, of getting into Uni , of getting a job as web programming, I should go on and look for greater goal and achievement.

Despite the difficult time that I sometimes feel over-stressed with, I should be more motivated by all these stress instead.

Anyway I just made another inhuman record, which is comparable to my poly fyp days where i slept only about 4hrs in 4D3N. This time I slept for about 9to10 hours for 5D4N. From monday to friday. How i can tahan and do coding in middle of the night is surprise. Hee people excel under stress i must say. However there are also some who don't.

At critical time like this, you can see the difference in people...those who preserve till the end and those who did not. It shows alot i guess...boss outside should see ... judging from that would be better ^_^.

Still...i have my fun doing and chionging for 3214, tkx mates...tkx those who put their heart and soul in it...yet another memorable semester for me.

To give it a good ending, i shall gam ba te for my FNA.

For now i shall chiong finish the anime to allow myself to concentrate ^_^

Recommend to all :
Saiunkoku Monogatari

Lastly...i think i should read my lun yu sometime soon to be enlightened again.

As for relationship, i am a baka to trap myself in such trouble...believe I am coming to a conclusion soon. Suqin is suqin...never anyone's ... i belong to a family with the sirname "Yi" and sell my soul to the family before i realise. I am happy doing that and i guess it will be fine for the moment hee. Release is the word to happiness i guess.


2nd upper or lower, shall not bring me down...i am a baka to be so obessed with it ... is only a cert, i shall work hard despite the result. You never know before the end reaches...surprises might be held within.

Greater achievement awaits me...and everyone out there! gam ba te! You can make it as long as you believe and gam ba te.

Back to anime!

I wanna say something! 我有話說!

    Recently... 07年11月01 10:14 PM


Haven't been blogging much...what have i been doing? Busy ... hahah..usual.

Realise something...sometimes somethings made u rather tired...maybe i should really think twice about being committed.....I am so tired.

Alot of tots recently...still cannot decide....previously i tot i have decided but recently i get more uncertain...as I come to realise sth...will things work out like that? Or maybe I should just move on.......but if i do i hope i won't regret. Leaving the village, the shop is gone.

Sorry.....i have to admit recently i am colder........cos I suddenly feel uncertain....seriously i duno if things will work out......hope i am not wasting ur time...as I always said...if u think is time wasting can move on...I can only say even if i commit..........i am not 100% devoted....I know it too well......i am just a selfish being...such things dun have much priority in my life....at the moment.

Alot of things i cannot say......hard to discuss with anyone close...too sensitive...and I have no conclusion. Somehow i think i like to cling on to hopeless things...anyway i dunno what i want, but i am sure I am not 100% devoted...someone once talk to me abt issue of being 100%...now i also start to wonder...if u know u cannot devote 100% would u step inside? I think i cannot even devote up to 80%.......probably 40-60% nia.....whats the point at time i wonder.....is there any point? I seriously dunno what i want in this area...


anyway i just saw this clip from a email link.........those guys in it is really bastards...and hope they suffer 10 times worse when they are old....if they get to be old.....:
http://www.youtube.com/watch?v=KB_GoQ-h9Zg

anyway...back to work....................i am so sianz........feel like alot of things to write but suddenly dunno what to write...>< back to my coding!

I wanna say something! 我有話說!

    A vow 07年10月14 9:27 PM


Now still doing homework...alot of project, work , sch proj (not studies related) to do...I feel so much like a mugger now although i am not mugging textbook but doing proj and work...but still i feel my life just revolve around these stuff ... infront of a computer and books.

Currently I am not leading a life that I am very much contented with...But...I swear that someday I will eat what I want to eat, live my life the way I want, end all the suffering of the family and give my mum a comfortable life for the rest of her life.

That is what keeps me going...I shall end this pathetic poor life, and eat all that I want and do whatever I want...I will strive and gain what I am suppose to gain. My life will be a happier one than now, I promise ... a promise to myself.

Nonetheless, I shall smile my way through this hardship and take it as a sharpening ground that sharpens me and nothing in future will be worse than now. That is what I believe and hope...I will continue to strive but please bless me and my family with no more / other bad things happening anymore.

Those who look down on us, u shall wait and see that someday I will grad and find a good job and attain financial freedom and give my mum a good life. We will lead a life better than you, better than your kids...kids who have good life now shd treasure what you have and be happy that you need not survive any hardship.

I wanna say something! 我有話說!

    Saw my poly DB lecturer 07年10月09 10:42 PM


Today i saw my poly's DB lecturer on my way back home. Very happy to see a teacher who taught me before. I can see she is very happy as well although she have some difficulty remembering me. But anyway I told her whom I am and which batch I am...then she got some idea le.

But i can see she is really happy to know that quite a number of SP pple get into NUS / uni, and surprise at the fact that we actually have to struggle here...LOL...

When she left she was finding me at bus stop ... hahaha...first time i see a lecturer doing this, I can see she is really happy to see an ex-student and know that we manage to get into Uni. hee....

Cheers...tkx to all teachers who have taught me and push me into Uni despite my laziness...LOL

Tkx alvin for your coke! (shit...i am typing CODE again ><) ... I will enjoy it slowly! haha

Recently I htink i am abit mad, talking about buffet I typed Buffer! Asking friend to help me buy coke, I msg him "code"! omg........ I think I tio virus!

Alittle late, but tkx to Mum, xiang and serene for the Kappa bag ^_^ yeah i got more choices of bag to use le! hee...

Also tkx to all for that KTV treat...so fun to sing K although i still sux at singing...lol.
That lizard event is LOL...so xiang in e end found the lizard?

Yeah happy that the lab survey tml suddenly got 1 x 9am slot open...so I can sign up for it! I cancelled my 11.30am slot cos meeting at 11am! haha...but so happy got 9am one...then i can go earn $15. haha..yes I gian ben! hahahha

OK go and do 3214...prepare for tml meeting.

I wanna say something! 我有話說!


    This world there is only $$ no 親情 07年10月08 8:35 PM


Today i just see with my own eye the power of $$..... it can make you relative no more, sister no more.

what is shown in tv is pretty true man...must believe the TV.

Stress lvl up up up up up ........ hai.................... cash down down down down down...

現在就好像在做一場惡夢﹐ 多麼希望快點醒來﹐ 可惜永遠都不會醒﹐ 因為現實是殘酷的。
過得好痛苦啊。。。人生的痛苦。。。多少人可以了解。

你覺得買不到你要的明白衣服﹐ 包包。。。很痛苦?
你覺得男朋友不要你....很痛苦?

其實這個世界上。。。有很多比你更痛苦的人。。。當你要為生存而煩惱而擔懮時那才是痛苦的。。。現實的殘酷﹐ 像一個虐待人心的機器﹐不停的在提醒你的惡夢﹐不停的在磨煉你的精力﹐ 結果是你熬得過它﹐ 還是它會把你打敗?

這個惡夢還要持續1年多。。。你熬得我。。。還是我會overcome你?

同齡的人都在煩惱課業﹐ 男女朋友。。。最近身邊的人也很關心我的交友生活。。。可是。。。我現在根本就沒太多的精力去理這個問題。。。你們的關心沒有錯﹐ 只是我現在比較關心的是生存。。。怎麼繼續生存﹐ 怎麼讓這個家繼續生存是我最大的問題和煩惱。。。如果可以用一輩子嫁不出去。。。可以解決這個問題。。。如果可以這樣交換﹐ 那上面的神明請聽我由心的祈禱﹐ 我很願意和樂意做出這樣的exchange.

可惜。。。有可能嗎? hai...

I wanna say something! 我有話說!


    Tkx all for the birthday present 07年10月04 3:35 PM


This year, my birthday fall on a tuesday, a day that I have a mid term test and first system release on the next day.

Cut cake on the very first moment, 12midnight cos I know won't be coming back before my birthday is over.

2nd of Oct...wake up to study and do FNA tutorial. After that skipped lunch to study OS...take OS test and continue to chiong CS3214 until next day noon for first system release.

This is how I spent my birthday....lol........received a gift from HK as well....surprised and love it. Too bad some of the chocolate was eaten by my parents and sister by the time i came back from school yesterday ><

Very angry...is not just about chocolate...man, you are now eating someone's present without even asking. Where is the basic respect? I hate it when people open my letters, touchign my stuff. Who are you to do that?

TO all parents: LEARN to respect your children if you want your children to respect you.
In this world there is this thing call privacy!

Anyway ... yesterday was a happy day. Biggest reason is because our CS3214 project finally have a positive feedback...tkx mates! we rock...haha...is like coding marathon, nv sleep and code all the way!!!

My mates says i did alot after I presented my part...but why I feel they did more? Haha...or we just have similar feelings? haha...actually i quite worried that I did not do enough...heee anyway this some sort put my unease feeling away.
But...we shall not slow down due to compliemnt, we shall continue to strieve since I see hope of "A" coming out way. yeah!!! hahaa

Last nite was a weird but happy n funny nite....hah, i guess no one in the world will do such thingy.....hahaha...nvm, thats why we are who we are! haha...

I think continous lack of sleep is making me quite seh today...

Saw this in my sch email....how i wish i can go.....I will if not because of the family situation...hai.
http://vietnamjump.vncnus.net/

I hope someday i can really go to rural places to help build sch or library or even just to teach them something. The one I joined in HK on teaching trip to china is just not enough. Its a great feeling to be able to help these kids...sometimes carrying the extra KG just to see the smile on that face worth it.

May all kids in the world gets to own a pencil and paper and able to read and write and have the chance to study!

I wanna say something! 我有話說!


    Making a first step into Investment 07年09月20 12:35 PM


I just made my first step into Investment....bought a fund. Is a very gan chiong decision man...to click "Confirm" takes me a lot of courage. hahaha....even now my heart still beating fast...need to adapt to "using" money like that. Abit late in timing but well ... fund is for long term...so i just is ok? hee...

On the other hand, for poems share competition, I just make a 3.6k realised profit...which should get me into top 100 list..but dunno why my name nv appear>< sad sad....hope to see my name tml!

Conclusion for these activites, I won't buy shares in future i guess....I have no time to monitor it, so i always cannot buy/sell it in the best price...its just too time consuming and troublesome...although is a fast way to earn (lose) $$.

Fund is a better alternative i guess. Will see how...if things goes well...that will be my "fixed deposit" i guess.

Very happy to know that around me there are quite a number of people looking into investment, most of us haven't make our first step yet. Its kind of fund to talk about it and gain knowledge with friends...

To friends whom i shared my little knowledge that I have...sorry if i have bored u...I am just too interested and excited with all the figures.

Back to my programming....last word....java is very MA FAn !!!

I wanna say something! 我有話說!


    Amaze at what people can say ... 07年09月18 12:38 AM


Helped my colleague to update his freelance client's webby.....just a few line of text change, nothing much so at first i didn't tot of charging also....since such simple change. Then maybe he tot i didn't want to do it so offer $$... or helping me lah..so offered $$...

Now changes are done, he called and said the company not paying.
Actually i sorta expected it le...haha..so not particularly sad...but i am just amaze at what people can say .... the company says "have already get friend to change"....hello...if is changed then why would I need to do changes? So you mean I smoke u? ...sux.

Anyway ....this shall not spoilt my mood today...am happy for last nite early birthday celebration ...tkx all for accomadating me, cos i gonna focus on chiong my CS3214 proj + OS test for these 2 weeks.


Tkx guys...for such a nice card, such a nice bag...most of all, such a nice companion!

That half a day really bright up my day alot and keep me going happy up to now ^_^

Another thingy to be happy...I can understand my OS and FNA....finally catching up man...tot I was lagging behind. Its really a good feeling when you understand what is going on in lecture / tutorial and know how to do the questions. Happy I am able to do the OS lab today!

I wanna say something! 我有話說!


    CS3214 07年09月11 2:31 AM


CS3214 is making this sem my worst semester of my Uni life....omg.............sux.

I wanna say something! 我有話說!


    Stressed out 07年08月28 1:08 AM


THere is only so much time you have in a day...but so many things to do...I iz so tired, so tired that I just wish to end all these....OMG ... my brain is malfunctioning... (I not saying i wanna die...just wanna end my work >< )

Tired mind...

I wanna say something! 我有話說!

    Increase Pressure 07年08月18 11:32 AM


I just finish my ART of Saving...and I said I can survive with $300, seems like I gotta add more to my bills.

My liabilities just increased as now not only do I need to be self sufficient...I need to pay for Internet bills at home. Hai.......just paid a $274.90 bill...as it is not been paid for dunno how many months.

Current Bill List / Month
- HP bill : $20-$30 (avg = $25)
- Internet Bill: $30 (shared amt me and my brother)
- Transport: $52 (bus concession) + $8 (possible use of MRT)
===========================================
Total: $115

Personal Expenses: $250 - $300

Which means, my monthly expenses is around $365 to $415.

My earning most likely cannot cover this >< ..... gonna see my account drop drop drop in $$.

So with this, I must look into ways to increase my earning without spending too much time. (currently am stressful enough to study + sch proj + work, how I hope I have 48hrs a day).

Fix deposit : too long..cannot use
Overseas Bank : 1.68 interest.......consider..but need 5k!!!.... (May bank)
SG bond : still alot of terms I do not understand...dun understand the yield and thingy.
Mutual Fund: this look most appealing to me..but then I will have to wait for the market to stablise...

Think I should start recording my daily expenses, eversince I am back from HK, I realise my self control of expenditure dropped...this is not good...hahahah.

I wanna say something! 我有話說!


    Managing your own financial 07年08月08 4:00 PM


Someone once ask me...how come u can kept having enough to go travel?
Did you ever wonder why the rich become richer?

I won't say my thinking and way of doing is 100% correct but well…in a way it allow me to do things that don't really fit into my family background. Actually there is still a lot for me to learn, but maybe my habits from young somehow helped. I have saving habits, well...I am not those who just like to see figure in bank grow then just kept growing it at the expenses of living badly. Normally I save with a goal / target in mind.

Art of saving
Firstly (Want vs Need)
How I save? Basically ... when you have a choice between a meal at fish n co and a meal at hawker, which would u choose? See...do u see a need to eat at fish n co? People whom know me...u probably never heard me suggesting fish n co in a normal lunch ... unless is a group outing where I know people prefer a restaurants as many people can eat together.

When I see a jeans/top I like, I dun just rush in and get it, I stop n think do I need it?

Basically you need to differentiate your want and your need. But of cause, dun over do it, I think is fine to treat yourself to what u like once in a while. You may find living life like this sad / pathetic, but I think different way, everyone grew up in a different environment and have different standard of living. But this is also the weak pt of human, when you have a dollar you spend a dollar, when you have a million you spent a million!
(According to newspaper, most of those who strike lottery and become millionaire or even billionaire overnight are back to square one or even worse in just a few years!)

If it is a need, like a computer ... (in the case that I dun have one), I will buy one even though it cost 1k++ ... is not just abt price, is about whether u need it or you want it. You can cut down on your want ... satisfying it only once in a while. (Why once in a while? is like resting now to go a longer way)

2ndly (Have a cap on your spending)
Have an idea how much you are going to spend in a month...example ... i target to spend only $300 a month, minus off hp bill and bus concession... is abt $2xx a month. Which left abt $8 to $10 bucks a day to spend each day. This gives u a rough idea how much u can spend and so u won't just overspent everyday.

And normally u won't spend $8 to $10 bucks everyday unless u eat at a more expensive place or u dine outside all 3 meals. (Well, coffee shop's chicken rice is at $2.50 / plate. Breakfast at home with a cup of milk is less than $1 vs a $5-$6 breakfast set from Mac! Hee ^^)
And you dun go out everyday ... so the left over for the month, u can chose to spend it or save it. No harm spending it to fulfill your need at the end of the month ^_^
(Note that I am a student and I have dinner at home 3 to 4 times in a week thus I can survive with $300 / month, everyone have a different cap ... depending on yourself and how much you want to save)

3rdly (Be truthful to yourself)
Don't deceive yourself by convincing yourself that a need is actually a want! Be truthful to yourself!

4thly (Control yourself)
When you get "extra" money suddenly...don't just spend every cents of it. Example...during bonus day or you happen to strike lottery, it is ok to give yourself a treat with 10 to 20% of the money but save the 80%, you can use it in a better way.

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Now after all these...with saving comes extra $$ to use. What I mean by extra? Minus off the $$ u need to support yourself for the next 3-6 months (or even a year or more, depending on individual thinking), the rest are $$ u can use to do other things.

Make money work for you
Increase the value of your money!
Make money more valuable than it is. We are in a world that inflation is always on going (prices increases!!!), so if we just keep money as it is, we are losing value of the money in actual fact.

Why the rich get richer?
Because they have assets and buy more when they have more money instead of splurging their money away. What are assets? In simple, things like house, car and mp4 are not assets unless it is making money for you.

What are assets?

•  Houses (when u are earning from the rental)

•  Shares (I believe all of you know this)

•  Bonds (in general this is like giving IOU to companies / govt)

•  Mutual Funds / Unit Trusts (Is like buying shares but less risk, as each mutual fund is oversee by a fund manager and is usually dependent on more than 10 different shares. In simple is pooling your money with other people to diversify your investment in shares.)

•  Fixed deposit saving

•  Etc.


Lastly, not forgetting doing your own biz! but well I shall not focus on this for now!
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Why all these trouble? You would think we should enjoy when we can and worried later. You would think I got CPF what! Or I can depend on my children what! Have you ever think of this...what if your children don't want to support you? (not that they don't want but they don't have the means? E.g. now you go out to work, earning $2 to 3k / month (e.g $2.5k - 20% for cpf - $400 to repay loan = $1600), if I ask you to give your parents $400 each ... in total $800 ... you would be left with $800 only... minus off your spending practically you have no savings! what would u think? this is what your children will think in future!)
(Do note...of course I will still give my parents $$, in fact, I would include bills and money to support my parents in my planning)

Ever heard of the phrase “Financial Freedom”? It doesn't mean u have lots of money, even if you have 1 billion but you are working day n night, slogging yourself out, this is not financial freedom, in fact, this is like being the slave of money!

But if I have $200,000 (saving $8xx / month for 20 years, when I reach 45yrs old), I invest it in Mutual Funds and property (e.g. house rental), if I get an income of $2000 a month (e.g. 10% return per annual on my mutual fund), which is more than my liability (my expenses in simple) in a month, in this case, I consider myself achieving “Financial Freedom” even though I don't have 1 billion … not even 1 million! The idea of it is, you have enough money for your spending and yet you can do what you want like play games whole day long when I retired without worrying about my bills in the month end. Hee^^
(Note...this is just to simplify things...of course I will not wait until I am 45 years old then I buy mutual funds! and you might also need to think of what if there are some sudden case that I need to use a money? But well....as I always say planning will never catch up with changing, but what we can do is at least plan the best we can better than we have nothing and things are even worst!)


Up to here, all that I have said are my personal views and figures according to my own competence and environment, figures can be changed/adjust according to individual. I am not that risk taking thus I chose mutual fund...if you are a risk taker, you can try shares...hee!

Different people have different goal, of cos, you can target to be a boss, I have such thinking too but just not embbed into my future planning yet. But what I am showing here is if you just want to play safe (i know this is not what they teach in biz book...hahha) but if i touch straight into setting up biz, most will have the thinking that....only those who succeed can enjoy it! So I am now showing something that everyone of us can achieve!

I am still in my path of learning how to gain financial freedom, thus I may not be 100% correct and you may not agree with me, of course you can post your views at my msgboard hee...is always good to learn from one another. ^_^
(infact sometimes I too go out of control...hahaha, epecially when it comes to travelling...my emotion and desire will go over my mind...hahha. But well I am trying lah...haha)

For those who are puzzled why I suddenly post this post...well...I thought I just want to share my views...and thinking hee! So now you see another side of me? hee!

I wanna say something! 我有話說!
 
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